PLANET MONEY MAKES A T-SHIRT WORKSHEET

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PLANET MONEY MAKES A T-SHIRT WORKSHEET

## How to Teach Money and Make it Manageable for Kids

Are you looking for ways to teach your kids about money, but aren’t sure where to start? It can be a challenging endeavor, after all, not everyone has a full understanding of how money works, let alone how to teach it to children. With the right guidance, however, teaching money to kids can be made easier. Below, let’s explore some methods of managing money and techniques you can use to help your kids understand the importance and practicality of money in our lives.

### Set a Good Example

Firstly, it’s important to be aware of your own attitudes and behaviors when it comes to money. Kids are a keen observers, and are very likely to adapt the money habits of their parents. Therefore, it’s important for you to be mindful of the messages you convey to your children. Whether it’s saving for a large purchase, cutting back on impulse purchases or discussing financial topics openly, these are all valuable lessons.

### Use Games and Activities

While it can be difficult to explain money concepts to children, activities and games can help make them easier to comprehend. For instance, have them separate coins by their value, or show them how to use a chart or graph to denote the value of each bill. Additionally, games like Monopoly and The Game of Life can help teach your kids the concept of exchanging money and making wise purchases.

### Discuss Money Concepts Beyond Spending

Simply teaching kids not to “waste” money is not enough, and won’t give them a full understanding of managing money. Talking to kids about wanting versus needing, budgeting, and savings can foster an understanding of how important it is to keep track of our income and purchases.

### Get Creative

Depending on the age of your kids, you might find it useful to turn to the internet for help. Money worksheets, videos, and websites can help inform children of the different topics surrounding money. Taking this route can give you a better idea of where your children are struggling or excelling with their financial knowledge.

### Keep it Simple

It’s important to keep money topics brief and concise. While you don’t want to overload kids with too much information, you’ll need to make sure they are getting the core of a concept.

### Finances Aren’t Just About Numbers

Money isn’t only about numbers, and teaching kids that it’s perfectly okay to discuss money can help nurture positive mentalities surrounding finances. Letting children ask questions and express their opinion can help give them a better grasp on the value of money and managing it.

### There’s an App for That

Finally, depending on the age and level of understanding, you might find it useful to use apps and other tech resources to illustrate money concepts. Although physical money can be useful for certain exercises, apps can also help make tracking transactions and illustrating the concept of budgeting far easier.

### FAQ

**Q: How do I best teach money to my kids?**
A: You can teach money to your kids by setting a good example of how to handle money, using games and activities to explain money concepts, focusing on the broader money concepts beyond just spending, getting creative with online resources, keeping instructions concise and the topics simple, discussing money openly, and finally, utilizing technology for financial apps and tracking.

**Q: What should I do if my kids have difficulty understanding a money concept?**
A: If your kids have difficulty understanding any money concept, be sure to break it down into simpler terms and ask them questions to help them think through it. Alternatively, you can also take a look at various resources online that might help explain the concept more clearly.

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